Underwriting Automation
Underwriting throughput without surrendering judgment
Submissions get read, enriched, and triaged the moment they arrive. Underwriters spend their time on the risks where their judgment changes the answer.
Submission-to-indication turnaround
Underwriter capacity per head
Appetite applied across the book
The constraints this work removes
Submission intake is the bottleneck
ACORD forms, loss runs, and broker emails require manual extraction before an underwriter can even see the risk.
Quote turnaround loses business
Brokers place with whoever responds first. Days of latency cost hit ratio regardless of appetite fit.
Appetite is applied inconsistently
Different underwriters read the same guidelines differently, and the variance rarely shows up until the loss ratio does.
Capabilities
Submission ingestion
ACORD forms, loss runs, SOVs, and broker email threads parsed into structured submission records.
Risk data enrichment
Third-party property, geospatial, financial, and prior-loss data attached automatically at intake.
Appetite and clearance screening
Out-of-appetite and duplicate submissions cleared instantly so capacity goes to real opportunities.
Referral triage
Risks scored against guidelines and routed to the right authority level with the rationale attached.
Sub-second indicative quoting
Rated indications returned to brokers while the submission is still in front of them.
Guideline consistency monitoring
Decision patterns tracked against written appetite so drift is visible early.
See it against your own numbers
We start with a diagnostic on your current workflow, then run a parallel-control pilot so the lift is measured, not asserted.
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